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Zentobyte
Fintech & Payments·Fintech SaaS & Banking API Ledger·Sprint Cadence: 14 Weeks

ClearLedger — Multi-Tenant Corporate Treasury & Escrow SaaS

A secure corporate treasury management portal enabling businesses to manage multi-currency balances, programmatic escrow workflows, and exportable compliance statements.

Delivery Format
Enterprise SaaS Web Platform
Ledger Model
Double-Entry Cryptographic
Security Boundary
AWS KMS + Biometric 2FA
Engineering Challenge

Operational Friction & System Constraints

The client needed a high-assurance financial platform meeting banking-grade security requirements, supporting multi-tiered approval workflows for wire transfers, and displaying real-time ledger balances with zero latency.

Architecture & Implementation

System Engineering & Automation

Engineered a double-entry ledger schema in PostgreSQL, integrated with Plaid and banking APIs. Designed a clean interface with biometric 2FA, session anomaly detection, and automated exportable compliance statements.

Architectural Core Highlight

Immutable transaction ledger with cryptographic audit hashing ensuring complete data integrity for any regulatory review.

Technology Stack

Next.jsTypeScriptNode.jsPostgreSQLPrismaTailwind CSSAWS KMS

Delivered System Artifacts

  • Multi-tenant corporate treasury dashboard
  • Double-entry bookkeeping engine with ledger verification
  • Banking API integration layer with idempotent transaction handlers
  • Automated compliance PDF statement generator

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